Travel insurance warning: Britons urged to ‘hold off’ on annual policies amid coronaviru …

travel insurance warning britons urged to hold off on annual policies amid coronavirus

Holidays have been on hold for some time amid the coronavirus pandemic, and though the world is celebrating a vaccination breakthrough, it seems there is still a long road ahead. With that in mind, travel insurance experts have offered a warning to Britons due to renew their annual policies.

“For example, if you’ve pre-booked over five holidays and plan to make up for a lot of lost time, I’d go ahead with an annual policy (as it should work out cheaper) than several single trip policies. The majority of providers now offer pro-rata refunds for the ‘unused’ portion of the year.

Alternatively, if you have one or two trips planned this upcoming year, I’d stick with a single trip policy – which you can usually move to another date if you’ve had to reschedule your trip (as long as the trip is still taken within 12 months).

Mr Butler added: “Different providers have different sets of terms and conditions so it always pays to double-check with your provider directly before going ahead with your purchase.”

However, a travel insurance expert at Holiday Extras has pointed out travellers who hold off on renewing their annual policy could find themselves shelling out more money.

“Our customers get the best deal with us if they renew their travel insurance policy when it expires, because we allow them to start the policy up to 60 days later and offer a 20 percent discount,” Howard Dove, managing director of Holiday Extras Group, told Express.co.uk.

“With a promised roll out-of vaccines to the highest risk groups by mid-February, it seems sensible to assume international travel will resume in the not too distant future.”

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